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A Real Life Money Lesson for Kids… And Printables to Teach It!

What money lessons did you learn growing up? My father worked very hard, and my mom stayed home—also working hard—to raise four children. I deeply appreciated everything they bought me because I knew their financial resources were pretty limited. As I try to teach my own children the value of a dollar, I’m so glad a real-life money lesson came up for my daughter.

It started when we sold the bedroom furniture she’d had since she was a toddler. We let her take the money from the sale and use it as a budget to choose new furniture. She set her sights pretty high at first and then came back to the real world.

“Mom, furniture is expensive!” she said, as she scoured websites and Craigslist.

She kept a running total of how much each item cost and what that left for her next purchase. By having to budget, she learned a real-life money lesson. There is no money tree!

You can do the same type of thing with your children. If they get an allowance, use our share, save, spend printable to help them allocate their money. Next, talk to them about how they want to use their “spend” dollars and let them fill out the ask why before you buy printable so that they can really consider their purchase.

In fact, that printable is something lots of adults could use too—me included!

What’s the best money lesson you’ve taught your children?

ASK YOUR CHILD...

When you have extra money, is it tough for you to save it?

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