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5 Ways to Find Happiness When You Have No Money

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Sometimes it feels like happiness and money are one and the same. Can you feel poor but happy when it seems like so many things that produce happiness come with a price tag?

But here’s the thing—money may create short-term enjoyment, but it never provides lifelong happiness. That can be a tough pill to swallow when you’re struggling financially, but here are 5 ways to shift your thinking so you can find happiness when your cash flow is low.

Instead of saying “I can’t do fun things,” say…

“I make the choice to save my money for greater things in the future!” By skipping out on spending money now and saving it or paying down debt with it instead, you’re making a wise choice for your children’s future and for your own future, too. It isn’t just kids who struggle with delayed gratification—it’s hard even for us mamas! But it’s always worth it in the long run.

Instead of saying, “Everything I enjoy costs money,” say…

“I choose to find creatively cheap enjoyment!” There are plenty of cheap or free things to do, such as take a drive, go for a hike, sign up for a free class, or volunteer for a cause you are passionate about. If you think outside the box, you’ll dream up lots of great ways to have fun without spending a dime.

Instead of saying, “I’ll never be happy without [insert costly item here],” say…

“I can pay now in the form of sacrifice so I won’t have to pay later in the form of debt.” Your happiness doesn’t depend on material things; it actually depends on security and peace with yourself. And besides, that “thing” you want so badly might make you happy for a little while, until the next thing comes along that you desperately want.

Instead of saying, “I’m the only one who doesn’t have money to spend,” say…

“I refuse to compare myself to others because everyone’s situation is different.” It stinks to feel like you’re the only one saying no to girls’ night, weekend trips, coffee dates, and shopping sprees. However, you’ll feel better about yourself when you don’t give in to peer pressure. Plus, you can’t spend money you don’t have.

Instead of saying, “My friends are going to stop inviting me and including me on things,” say…

“I deserve friends who will respect and encourage my decisions.” Friends should love and accept you for you, and never make you feel bad about finances. Find supportive friends who will understand you don’t have extra spending money for this season of life.

Do you think you can feel poor but happy? What are some encouraging things you tell yourself when you feel bummed about not having extra money?


What’s your favorite thing to do without spending any money?

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